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Economic Insider

Kisha Hodges: From Struggle to Empowered Motherhood

By: Hannah Scott

Women are often stereotyped for their roles in society. Traditionally, men were expected to fulfill their financial needs and have social roles, while women, on the contrary, were expected to focus on household chores and the upbringing of children. They were also expected to be submissive to men in general. Doesn’t that sound like the 1900s? Yet, if people look at the statistics, these stereotypes continue.

According to Eige Europa, 91% of women with children spend at least one hour daily on household chores, whereas only 30% of men with children are involved in household work. It means women spend 78% of their time mainly on housework.

Ironically, some women have also accepted this role for themselves and do not find it worthy of recognition. But Kisha Hodges, a mother, author, and standup comedian, does not believe in disregarding a woman’s effort. She emphasizes understanding the essence of motherhood as being one is no less than a full-time job. 

For Kisha, life taught her various lessons, which she abides by now and teaches to others. Life was not always easy for her. During her childhood, she went through emotional trauma due to no support from her biological father, as he was already married to someone else when Kisha was born. Her mother was the only parent she had, but Kisha’s mother had issues with the FBI. 

Growing up, she dealt with various mental health issues like depression and PTSD. She battled with these for a long time. 

But after becoming a mother herself, she reached the breaking point. One night, as she was homeless, she had to sleep on the floor of someone’s house with her two children. It made her realize that this could not continue. She had to change things for her children.

Sadly, due to Kisha’s history of two attempted murders, she got rejected for all jobs she applied to, even after completing her sentence. So, she started working as a cleaning lady to support her kids financially. She also found it therapeutic to overcome her past traumas. 

Indeed, one’s efforts do not go in vain; after working at multiple houses as a cleaning lady, she was offered more work, eventually leading to the start of her cleaning company in 2003. But this was just the beginning.

After starting her company, she gained the courage and conscience to explore the stigma she faced. So, she decided to write down her story. This gave her the confidence to face people and utilize her comical skills, paving the path for her career in stand-up comedy. 

The good thing about Kisha was that she enjoyed every path she chose. It helped her heal from multiple traumas. She managed it all while raising six children. 

When asked how she manages everything, she said, “A woman plays various roles in our society. She can be a daughter, sister, mother, housewife, entrepreneur, doctor, author, or any profession you name. The same goes for me. I have never let any role contain me completely; I have always been adaptable. At home, I am a mother, an author, and a comedian at shows. We are all capable of it; as women, we inherit the art of interchanging our multiple avatars.

For Kisha, life offered her trials and molded her through them. She learned to be more than the societal definition of a mother. As a single parent, one must be emotionally available for their kids and meet their children’s basic financial necessities. 

Thus, Kisha strived for a better future for herself and her kids. The toughest of all times was when her son had to spend his nineteenth birthday in the hospital waiting to receive a heart transplant. 

Despite the circumstances, she stood firm, hoping for better to keep her family strong. Eventually, her son got the heart, but her resilience kept all of her family going. She had to work alongside managing hospital shifts to be there for her son, and she did. 

In short, women should understand their power and never compromise on their self-worth. As mothers, they should never let the guilt of motherhood hold them back because they have to play various roles in their children’s lives. Hence, Kisha’s life course inspires new moms who feel hesitant about taking the first step into building their careers while raising children. Her journey empowers every woman who doubts herself. 

It allows people to analyze their lives and rethink what they can make their future look like.

 

Published by: Khy Talara

Let’s Go Group: Renovation Experts Inspiring Change

Navigating the often tumultuous world of home renovation, many homeowners find themselves overwhelmed by escalating costs and the disconnect between envisioned designs and the final outcome. Enter Let’s Go Group, a company determined to transform the renovation experience from a daunting task into an inspiring journey of creativity, satisfaction, and positive community impact.

Building a Symphony of Expertise

At the foundation of Let’s Go Group’s approach is a carefully curated team of exceptional talent. Unlike typical renovation companies, Let’s Go Group has assembled a unique ensemble of experts, each a maestro in their respective field. This team includes designers renowned for their meticulous attention to detail and master craftsmen with a profound passion for quality. Each team member was chosen not only for their technical prowess but also for their shared commitment to surpassing client expectations and delivering a positive experience throughout the renovation process.

This comprehensive expertise allows Let’s Go Group to adopt a holistic strategy for each project. Their designers do not merely create visually appealing spaces; they delve into the intricacies of each client’s lifestyle, ensuring that the redesigned spaces truly resonate with the inhabitants’ daily lives. The craftsmen approach each project with the utmost respect for the home and its occupants, striving to minimize disruption and maintain a seamless workflow. This commitment to client-centric service ensures a stress-free experience, with open, consistent communication guiding every step.

Beyond Aesthetics: Inspiring Design for Life

Let’s Go Group‘s vision extends beyond the aesthetics of a space. Their philosophy is rooted in the belief that a truly exceptional home must be both beautiful and functional, serving as a canvas for life’s various moments. The home is seen as a sanctuary for relaxation, joy, and the creation of lasting memories. Thus, the design process is highly collaborative, with designers working closely with clients to transform their visions into realities that not only meet but enhance their lifestyles.

This tailored approach guarantees that every renovation project is a unique reflection of the homeowner’s personality and aspirations, thereby deepening the connection between the individuals and their living spaces. The result is not just a house, but a home infused with personal meaning and purpose.

Building Homes, Building Futures: Our Social Responsibility

The impact of Let’s Go Group’s work reaches beyond the confines of newly renovated walls. The company firmly believes that true excellence in business encompasses a responsibility to the community. A portion of the proceeds from every project supports initiatives aimed at helping underprivileged youth. These initiatives include partnerships with organizations dedicated to providing educational opportunities, skills development, and mentorship programs.

By investing in the future of the community’s youth, Let’s Go Group ensures that the benefits of each renovation extend outward, fostering a cycle of opportunity and improvement that benefits all. This commitment to social responsibility not only enriches the community but also empowers clients, who know their investment in their homes contributes to broader positive changes.

Join Us on the Journey to Renovation Excellence

Let’s Go Group offers more than just renovations; they provide transformative experiences that redefine the concept of home improvement. By blending unmatched design expertise, a steadfast commitment to client satisfaction, and a proactive approach to social responsibility, Let’s Go Group stands out as a leader in the renovation industry.

For those ready to reimagine their living spaces and inspire positive change, Let’s Go Group is the ideal partner. They are prepared to guide homeowners through a journey that promises not just to meet expectations but to exceed them, ensuring that each project contributes to a legacy of beauty, functionality, and community support.

With Let’s Go Group, homeowners embark on a renovation journey that is about much more than construction—it is about building spaces that inspire and transform lives, both within and beyond the walls of their homes.

Published by: Nelly Chavez

Money Psychology for People Who Want a Second Act

By: Jeannie Dougherty, Certified Money Coach

As people approach retirement or navigate their 40s and 50s, many find themselves at a crossroads. Whether they desire a career change, feel stuck in their current roles, or realize that their retirement savings might fall short, these transitions can be daunting. Understanding the psychology of money and adopting effective financial strategies can pave the way for a fulfilling second act.

Understanding Money Psychology

Understanding your relationship with money is the first step in navigating your financial journey. Money psychology studies our behaviors, emotions, and beliefs about money. Recognizing how your past experiences and upbringing influence your financial decisions today is crucial. Are you a spender, saver, or somewhere in between? Understanding your money personality can help you identify patterns that may need adjustment as you plan for the future.

Assessing Your Financial Situation

Before making any significant life changes, you must take a comprehensive look at your current financial situation. Start by listing all your assets, liabilities, income, and expenses. This will give you a clear picture of where you stand financially. If you are considering a career change, evaluate the potential income from the new career path and compare it with your current earnings.

Among all adults, median retirement savings are $65,000, according to the Federal Reserve’s most recent data. The Federal Reserve also estimated that by retirement, that number would grow to an average of $255,200. Additionally, one-fourth of non-retirees indicated that they

have no retirement savings, and fewer than four in 10 non-retirees felt that their retirement savings are on track, according to the Federal Reserve’s “Report on the Economic Well-Being of U.S. Households in 2019.” When saving for retirement, it is essential to factor in longevity, healthcare costs, and inflation, which can eat away at respectable savings. For those in their 50s, assessing whether your savings will suffice or if additional income sources are necessary is critical.

Creating a Financial Plan

A well-thought-out financial plan is the cornerstone of any successful transition. Start by setting clear, realistic goals. Whether you’re saving for retirement, starting a new business, or going back to school, having specific targets will guide your financial decisions. Break these goals into short-term, mid-term, and long-term objectives to make them more manageable.

  • Short-term goals: Pay off high-interest debt, build an emergency fund, and create a budget that aligns with your new career or lifestyle.
  • Mid-term goals: Save for major expenses such as a career change, further education, or relocation.
  • Long-term goals: Ensure you are on track for retirement by maximizing contributions to retirement accounts and exploring additional investment opportunities.

Investing in Yourself

One of the investments you can make is in yourself. If you are considering a career change, consider the skills and qualifications you may need. Continuing education, certifications, and training can significantly enhance your employability and earning potential. The US Bureau of Labor Statistics reports that individuals with certifications or licenses earn 29% more than those without.

Networking is another crucial aspect. Connect with professionals in your desired field, attend industry conferences, and join relevant online forums. These connections can provide valuable insights and opportunities that can ease your transition.

Managing Risks and Building Resilience

Life is unpredictable, and preparing for unexpected challenges is essential. Building an emergency fund with three to six months’ worth of living expenses is a critical safety net. Additionally, consider diversifying your income streams. Part-time work, freelance opportunities, or passive income sources such as rental properties can provide financial stability during transitions.

According to a report by the Transamerica Center for Retirement Studies, only 23% of workers in their 50s are confident they’ll be able to retire fully. Building resilience by staying adaptable and open to new opportunities can significantly improve your financial outlook.

Seeking Professional Guidance

Navigating a major life transition is challenging, and seeking professional advice can be immensely beneficial. A financial advisor can help you create a tailored financial plan, optimize your investments, and provide strategies for tax efficiency. Additionally, a career coach can offer guidance on making a successful career change, including job search strategies, resume writing, and interview preparation.

Taking on a second act requires careful planning, self-awareness, and a proactive approach to managing your finances. By understanding your money psychology, assessing your financial situation, and creating a robust financial plan, you can confidently navigate this new chapter. Investing in yourself, managing risks, and seeking professional guidance are key strategies to ensure your second act is financially secure but also fulfilling and rewarding. 

Remember, there is always time to rewrite your financial story and pursue your desired life.

 

Published By: Aize Perez