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Discovering Financial DNA: Unpacking Inherited Money Ideas

Discovering Financial DNA: Unpacking Inherited Money Ideas
Photo Credit: Ira Willis

Perhaps unsurprisingly, the science of human lineage goes far beyond mere physical traits. Just as a parent passes down blue eyes or curly hair, there’s a more nuanced concept often overlooked as part of familial inheritance – one’s attitude toward money. Like an invisible thread, financial behaviors, attitudes, and beliefs, woven into the fabric of a person’s DNA, connect them to their ancestry. This hidden wealth imprint largely dictates how they save, spend, invest, and even perceive the concept of wealth.

Dr. La Toya Davis and the CHI Healing Institute like to focus on the ‘Financial DNA.’ It is an encapsulation of financial habits and mindsets shaped by parents, grandparents, and even earlier ancestors. These inherited imprints powerfully guide people’s financial footprints, sometimes leading them down a path of constraint rather than opportunity and prosperity.

Inherited financial blocks manifest in myriad forms: an unreasonable anxiety about money, the guilt of succeeding, a persistent fear of poverty, or the compulsion to waste finances. It may also reveal itself in entrenched negative beliefs about richness, equating money to the root of all evil or branding wealthy individuals as greedy. Operating within this matrix of inherited, limiting beliefs enkindles a program within each person that produces financial outcomes leaning heavily on these pre-established narratives. “Limiting beliefs lead to limited outcomes,” remarks Dr. La Toya Davis, outlining the dangers of accepting these beliefs as unalterable truths.

However, the power of one’s financial DNA need not be an unbreakable cycle of self-sabotage. A pivotal first step in shifting these inherited beliefs begins with awareness. Recognizing and acknowledging these patterns is crucial, spotlighting deep-seated narratives that often lurk in the subconscious.

Initiate this reflective journey by investigating your family’s financial history and attitudes. Trace the legacy of economic thought in your lineage, pinpointing patterns that echo in your financial behavior. Do some beliefs resonate more than others in defining your approach to money? Exploring these connections can be an illuminating pathway to comprehending the architecture of your financial mindset.

One should also consider starting a money journal to clarify one’s belief system around money further. It works as a psychosocial map, tracking emotions and thoughts related to finances. By doing this, people might detect recurring themes and sentiments through consistent entries, thereby helping them identify personal financial blocks. Studying how one’s financial DNA prevents them from achieving their aspirations provides a salient first step to altering their financial trajectory.

Once this foundation of self-awareness is laid, strategic steps can be taken to rewrite and reshape these inherited money stories. This is where personalized coaching or financial wellness courses can be influential, delivering tools and insights to navigate out of these ingrained narratives. As the CHI Healing Institute advocates, “You deserve joy, abundance, and ease.” By recognizing the power of financial DNA, individuals can consciously rewrite their wealth chapters.

The financial heritage does not need to determine one’s financial future. Enmeshed within everyone is the capacity to challenge and change the lineage of their financial legacies. It starts with acknowledging their inherited ideas of money and then courageously deciding to define their financial path.

Do not allow an invisible thread to puppeteer your financial journey. Remember, you are the curator of your wealth. Consciously choose abundance, prosperity, and financial wellness. Begin today by uncovering the truth about your Financial DNA.

For more inspiration and wisdom about financial well-being and healing, follow Dr. La Toya Davis and the CHI Healing Institute on Instagram via @chihealinginstitute, and for a more profound, high-quality course offering on self-development, visit You could also catch up on a wealth of information on their YouTube channel, dr.latoyadavis. Unearth your financial DNA, challenge the narratives, and remember you are entitled to joy, abundance, and ease.


Published By: Aize Perez

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